What is Affirm?
Affirm is a payment method, which if approved, would allow you to make purchases of $50 or more and pay them off over time.
How does Affirm work?
Affirm allows you to apply for a loan to pay for your items at checkout. You can choose to pay your purchase off over a set term of 3, 6, or 12 months* for orders over $250 USD. For orders between $50-250 USD, four interest-free bi-weekly payments may be available. Terms are dependent on purchase amount and eligibility at check out. This gives you the flexibility to choose a term that fits within your budget.
Are there any fees?
There are no fees with Affirm, so you do not have to worry about hidden, late, prepayment, annual or open/closing fees.
What is the interest?
Affirm will show you the interest associated with your purchase at checkout so you know ahead of time what the amount will be, and if you pay faster, than you could end up paying less in interest.
How do I get a refund for returned items?
If you are returning an item or your order, simply start the return process with Monoprice, following their return policy. Once the process is completed, you will receive your refund (interest is not refundable). For more info on how to start a return, visit Monoprice FAQ
What will the APR be?
APR is determined at the time of application and dependent on your credit and eligibility. Terms will be provided during checkout.
How do I see my account info?
You can log into you affirm account by visiting https://www.affirm.com/user/signin
Whom do I reach out to if I have more questions about Affirm?
Affirm’s Help Center: https://helpcenter.affirm.com/s/
Contact info: Email: firstname.lastname@example.org / Tel: (855) 423-3729
*Affirm is not available for residents in Iowa and West Virginia.
*Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $63.25/ mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.